Before deciding if you should file for bankruptcy, then it is really important that you know that there are several types of ways that companies and individuals can actually file this. The bankruptcy attorney can help you determine whether you must file for Chapter 13, 12, 11 or 7. Know that chapters 13 and 7 are personal choices. You should be aware that the chapters 11 and 12 are for the corporations as well as for the agricultural business.
What you need to do is that you must find that bankruptcy attorney which practices the right chapter that you are going to file. These lawyers concentrate on personal finances and the others are focusing on business. There are also firms which can do both. A lot of the general firms that practice a wide variety of law are also an option. In filing on behalf of an individual, so many firms choose to file chapter 7. Such chapter 7 bankruptcy is actually the least complicated method that you can file.
When you would choose a bankruptcy attorney, it would be best that you seek for someone with experience in such field. You would want someone who knows what they are doing and such is highly knowledgeable when it comes to settling the finances. When you select an individual rather than a firm, then you should get a reference from the lawyer if one cannot handle the case or is isn’t familiar with a certain part of your case. In choosing a firm, all the members in the practice can work together if the problem comes up. The firms have those individuals who are knowledgeable in various areas and make all the references in-house. You need to remember that even the smallest mistake can actually cause the case to be dismissed.
If there are questions which are bothering you, then you should know if the lawyer will be there to answer them. You should know how long it would take for you to return the calls and also what happens when the lawyer isn’t available if the need arises. Do you have a backup? To attain financial freedom, then you need to be sure that someone is available.
Before you come up with a decision, you should check the references first. There are a lot of firms that will offer you a list of clients that they have worked with in the past. You could make a phone call to them so that you will know what they say about the lawyer.